Balance Transfer Credit Cards
Discover Card has a unique credit card offering. You get 0% interest on purchases for up to 9 months and 0% interest on balance Transfers for up to 12 months.
Plus Discover is offering 5% cash back bonus on items you purchase every day!
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 11.99% - 20.99%
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
See Terms* |
| Intro APR |
Intro Period |
Regular APR |
Annual fee |
Balance Transfer |
Credit Needed |
| 0%* |
15 Months* |
11.99% - 20.99% (Variable)* |
None |
15 Months* |
Excellent |
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- Earn Cashback Bonus for your good credit management
- 3.99% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 11.99% - 20.99%
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
See Terms* |
| Intro APR |
Intro Period |
Regular APR |
Annual fee |
Balance Transfer |
Credit Needed |
| 3.99%* |
15 Months* |
11.99% - 20.99% (Variable)* |
None |
15 Months* |
Good |
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- 0% intro APR on purchases and balance transfers for a full 12 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
See Terms* |
| Intro APR |
Intro Period |
Regular APR |
Annual fee |
Balance Transfer |
Credit Needed |
| 0%* |
12 months* |
12.99% - 20.99% (Variable)* |
None |
12 months* |
Excellent |
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- 0% APR on Purchases and Balance Transfers for a FULL 12 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
See Terms* |
| Intro APR |
Intro Period |
Regular APR |
Annual fee |
Balance Transfer |
Credit Needed |
| 0%* |
12 months* |
as low as 15.99% Variable* |
None |
12 months* |
Excellent |
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- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
See Terms* |
| Intro APR |
Intro Period |
Regular APR |
Annual fee |
Balance Transfer |
Credit Needed |
| N/A |
N/A |
7.25%, 10.25%, or 13.25% |
None |
6 Billing Cycles |
Excellent |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
See Terms* |
| Intro APR |
Intro Period |
Regular APR |
Annual fee |
Balance Transfer |
Credit Needed |
| N/A |
N/A |
9.25%, 12.25%, or 15.25% |
None |
6 Billing Cycles |
Excellent |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
See Terms* |
| Intro APR |
Intro Period |
Regular APR |
Annual fee |
Balance Transfer |
Credit Needed |
| N/A |
N/A |
9.25%, 12.25%, or 15.25% |
None |
6 Billing Cycles |
Excellent |
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- American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express
No annual fee for Costco members |
| Intro APR |
Intro Period |
Regular APR |
Annual fee |
Balance Transfer |
Credit Needed |
| See Terms* |
See Terms* |
15.24% variable |
See Terms* |
See Terms* |
Excellent |
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- Low Interest Rate of 11.25%*
- Introductory Balance Transfer Rate
- No Balance Transfer Fee
- $0 Fraud Liability
- 24/7 Online Account Access
- Emergency Cash Advance & Card Replacement
- Worldwide Acceptance
- *See Card Terms and Conditions
See Terms* |
| Intro APR |
Intro Period |
Regular APR |
Annual fee |
Balance Transfer |
Credit Needed |
| N/A |
N/A |
11.25% |
$20 |
6 months |
Good |
